Digital Banking | Evergreen CU | Portland, South Portland, Naples, Windham (2024)

Digital Banking | Evergreen CU | Portland, South Portland, Naples, Windham (1)

Like an Evergreen branch everywhere you go

Bank when and where you want. With digital banking, your money’s always at your fingertips.

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Benefits You’ll Love

  • Manage your finances anywhere, anytime, on any device
  • Download the Evergreen CU mobile app
  • Simplify your records with e-Statements

Online Banking

  • Secure and easy-to-use service for Evergreen CU members
  • Manage a number of banking activities anytime, anywhere with internet access:
    • Access e-Statements
    • View account balances and history
    • Transfer funds between accounts or externally
    • Apply for a loan 24/7
    • Change account information
    • Reset your passwords

Bill Pay

  • Pay one-time or recurring bills with ease:
    • Set up text or email alerts
    • Pay with check or electronically
    • Make stop payments
    • Create a budget
    • Send customized gift checks to friends or family members

Get Started

To begin using Online Banking and Bill Pay:

  • Register for online banking on a computer, tablet, or smartphone. You'll be asked several questions during the brief 3-4 minute registration.
  • Create your unique username, password, security phrase, and picture
  • You're done!

Mobile Banking

  • Fast and secure service for members enrolled in online banking
  • Easily keep track of your finances — even on the go:
    • View account balances
    • Review history
    • Transfer funds between accounts
    • Receive alerts
    • Pay bills
  • Available via any web-enabled mobile device
  • Use this service in two convenient ways:
  • Save valuable time and effort; avoid an extra trip to a branch

Mobile Deposit

  • Deposit checks anytime, anywhere from your mobile phone
  • Save time, avoid unnecessary trips to a branch
  • Available for members with an Evergreen checking account
  • Deposit checks from your smartphone in a few taps of your finger

To deposit your check:

  • Launch the ECU Mobile App
  • Tap "Deposit" on the main menu
  • Select your account and enter the check amount
  • Sign the check and follow any additional endorsem*nt instructions
  • Snap a photo of the front and back of your check
  • Review deposit details, then tap "Submit"
  • Questions: Call 207-221-5000 or use the "Request Info" link below

Get Started

To begin using Mobile Banking:

  • Download our mobile banking app by clicking here:Apple app storeorGoogle Play storeor by visiting the App Store or Google Play on your smartphone. Search for: Evergreen Mobile Banking or Evergreen Credit Union
  • Complete the fast, easy registration process
  • Enjoy the benefits!

View "How-to" videos & tutorials

  • Save paper and the environment
  • Free alternative to paper statements
  • Eliminate a paper trail, reduce chances of fraud and identity theft
  • Arrives faster than paper statements
  • Simplify record keeping

Get Started

Just enroll in Online Banking or Mobile Banking to get set up online.

Questions?

View our Online Banking Disclosure.

View our Mobile Banking Disclosure.

Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

  • Estimated Annual Rewards $0
  • Estimated monthly dividends earned* $0
  • Monthly ATM fees refunded**$0

Questions

*Qualifications, limits and other requirements may apply. See details for more info.

**The maximum total of refunds on ATM withdrawal fees per monthly qualification cycle is 25.

Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

  • Net cost of buying $0
  • Net cost of leasing $0

Learn More

Questions

Share Certificate CalculatorDisclaimer

A fixed-rate, fixed-term Share Certificate can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

  • Total value at maturity $0
  • Total dividends earned $0
  • Annual Percentage Yield (APY)0.000%

Learn More

Questions

Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

  • Monthly deposit needed to reach goal $0

Learn More

Questions

Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

  • Estimated monthly payment $0
  • Total paid $0
  • Total interest paid $0

Learn More

Questions

1st Time Auto Loans

Terms AvailableLoan-to-Value*APR as low as**Payment per $1,000
Up to 24 monthsUp to 100% financing4.49%$43.64
Up to 60 monthsUp to 100% financing5.99%$19.33

Rates reflect relationship loan discount pricing.

* Financing options may vary based on vehicle mileage.

** Not all applicants will qualify for the lowest rate.

Apex Business Money Market

DepositDividend RateAPY
$2,500 - $24,999.990.50%0.50%
$25,000 - $49,999.990.75%0.75%
$50,000 - $99.999.991.98%2.00%
$100,000 - $249,999.992.47%2.50%
$250,000 or more3.44%3.50%

Minimum to open & earn dividends is $2,500.00.

Fee Schedule

APEX Ultimate Insured Business Money Market

DepositDividend RateAPY
$2,500 - $24,999.990.50%0.50%
$25,000 - $49,999.990.75%0.75%
$50,000 - $99,999.991.98%2.00%
$100,000 - $249,999.992.47%2.50%
$250,000 or more3.25%3.30%

Minimum to open & earn dividends is $2,500.00.

Fee Schedule

Boats / Campers / RVs / Large Tractors

Terms AvailableLoan-to-ValueAPR as low as*Payment per $1,000
Up to 60 monthsUp to 100% financing6.99%$19.80
Up to 84 monthsUp to 100% financing7.99%$15.88
Up to 120 monthsUp to 100% financing9.74%$13.07
Up to 144 monthsUp to 100% financing9.99%$11.95
Up to 180 monthsUp to 100% financing9.99%$10.74

Rates reflect relationship loan discount pricing.

* Not all applicants will qualify for the lowest rate.

Credit Cards (Fixed Rate)* - Personal & Business

CardAPR**Minimum Payment
SunSelect Credit CardAs low as 8.99%$25
SunSelect Secured Credit CardCurrently 11.99%$25
APEX Business Credit CardAs low as 9.99%$25

* Fee Information -

  • No Balance Transfer Fee or Annual Fee
  • Cash Advance Fee: $5.00 or 3.00% of the amount of each cash advance, whichever is greater (Maximum Fee: $30.00).
  • Foreign Transaction Fee: 1.00% of each transaction in U.S. dollars.
  • Late Payment Fee: $25.00 or the amount of the required minimum payment, whichever is less.
  • Returned Payment Fee: $15.00 or the amount of the required minimum payment, whichever is less.

** Not all applicants will qualify for the lowest rate.

Home Equity Loans/Lines

Maximum Term / TypeLoan-to-ValueAPRPayment per $1,000
Up to 60 months80%6.75%$19.68
Up to 60 months85%7.25%$19.92
Up to 120 months80%8.25%$12.27
Up to 180 months80%9.25%$10.29
Home Equity Line of Credit5Up to 85% loan-to-value7.50%n/a

5 APR is adjusted monthly and based on the Wall Street Journal Prime. Max APR is 18%. Minimum floor rate = 3.50% APR. Property insurance is required.

Home Improvement Loans

Loan TypeMaximum FinancingAPR as low as*Payment per $1,000
Home Improvement Loans6$25,000, up to 96 months10.24%$15.30

6 Rates reflect relationship loan discount pricing.

* Not all applicants will qualify for the lowest rate.

IRA Certificates

TermDividend RateAPY
6 months14.41%4.50%
12 months24.17%4.25%
24 months33.20%3.25%
36 months43.30%3.35%
48 months43.40%3.45%
60 months43.49%3.55%

1 Early withdrawal subject to 90 day dividend penalty, whether earned or not.

2 Early withdrawal subject to 180 day dividend penalty, whether earned or not.

3 Early withdrawal subject to 365 day dividend penalty, whether earned or not.

4 Early withdrawal subject to 545 day dividend penalty, whether earned or not.

Fees may reduce earnings.

Money Market

DepositDividend RateAPY
$2,500 - $14,999.990.50%0.50%
$15,000 - $49,999.990.75%0.75%
$50,000 - $99,999.991.98%2.00%
$100,000 - $249,999.992.47%2.50%
$250,000 or more3.44%3.50%
IRA Money Market0.50%0.50%

Minimum to earn dividends on a Money Market account is $2,500.00.

Fee Schedule

Motorcycles

Terms AvailableLoan-to-ValueAPR as low as*Payment per $1,000
Up to 24 monthsUp to 110% financing5.74%$44.20
Up to 48 monthsUp to 110% financing6.24%$23.60
Up to 60 monthsUp to 110% financing6.99%$19.80
Up to 72 monthsUp to 110% financing7.49%$17.29

Rates reflect relationship loan discount pricing.

* Not all applicants will qualify for the lowest rate.

Personal Loans

TypeMaximum AmountTerms AvailableAPRPayment per $1,000
Personal Loan1$25,000Up to 72 monthsAs low as 11.24%*$19.16
Debt Consolidation Loan2$25,000Up to 72 monthsAs low as 12.24%*$19.68
CD Secured Loan3n/aUp to 60 months3.00% over the CD Dividend Rate$19.70
EasyCash Loan1$7,500Up to 12 monthsAs low as 8.99%$87.45
Overdraft Protection$5,000Revolving11.99%n/a
TAP Personal Line of Credit4$7,500Revolving13.50%n/a

1 Rates reflect relationship loan discount pricing.

2 Maximum of 50% of non-Evergreen Credit Union debt may be consolidated.

3 APR and cost per $1,000 dependent on the rate and term of the term certificate used to secure the loan.

4 Current APR of Prime + 5% (APR is adjusted monthly and based on the Wall Street Journal Prime. Max APR is 18%)

* Not all applicants will qualify for the lowest rate.

Share (Savings) Accounts - Personal & Business

AccountMinimum Opening DepositDividend RateAPY
Share Savings$50.05%0.05%
Sprout Savings$50.05%0.05%
Secondary Share$00.05%0.05%
Christmas Club Share$00.05%0.05%
Business Share Savings$50.05%0.05%

Fee Schedule

Share Certificates - Personal & Business

TermDividend RateAPY
Saver Certificate - 12 Months23.69%3.75%
6 months14.41%4.50%
12 months24.17%4.25%
24 months33.20%3.25%
36 months43.30%3.35%
48 months43.40%3.45%
60 months43.49%3.55%

1 Early withdrawal subject to 90 day dividend penalty, whether earned or not.

2 Early withdrawal subject to 180 day dividend penalty, whether earned or not.

3 Early withdrawal subject to 365 day dividend penalty, whether earned or not.

4 Early withdrawal subject to 545 day dividend penalty, whether earned or not.

Share Draft (Checking) Accounts

AccountMinimum to OpenDividend RateAPY
Rise High-Yield Checking - Transactions: Less than $750.00$250.05%0.05%
Rise High-Yield Checking - Transactions: $750 - $1,499.99 (Balances up to $10,000.00)$252.96%3.00%
Rise High-Yield Checking - Transactions:$1,500 or more (Balances up to $10,000.00)$255.83%6.00%
Rise High-Yield Checking - Balances over $10,000.00$250.05%0.05%

Snowmobiles / ATVs / Powered Watercraft (non-boat)

Terms AvailableLoan-to-ValueAPR as low as*Payment per $1,000
Up to 24 monthsUp to 110% financing5.99%$44.32
Up to 48 monthsUp to 110% financing6.74%$23.83
Up to 60 monthsUp to 110% financing6.99%$19.80
Up to 72 MonthsUp to 110% financing7.49%$17.29
Up to 84 MonthsUp to 110% financing8.49%$15.83

Rates reflect relationship loan discount pricing.

* Not all applicants will qualify for the lowest rate.

Ultimate Insured Money Market

DepositDividend RateAPY
$2,500 - $14,999.990.50%0.50%
$15,000 - $49,999.990.75%0.75%
$50,000 - $99,999.991.98%2.00%
$100,000 - $249,999.992.47%2.50%
$250,000 or more3.25%3.30%

Minimum to open & earn dividends is $2,500.00.

Fee Schedule

Ultimate Insured Share Certificate - 12 Months

DepositDividend RateAPY
$250,0004.07%4.15%

2 Early withdrawal subject to 180 day dividend penalty, whether earned or not.

Vehicle Loans

Terms AvailableLoan-to-Value*APR as low as**Payment per $1,000
Up to 24 monthsUp to 110% financing4.49%$43.64
Up to 48 monthsUp to 110% financing5.99%$23.48
Up to 60 monthsUp to 110% financing5.99%$19.33
Up to 72 monthsUp to 110% financing6.74%$16.92
Up to 84 monthsUp to 100% financing7.74%$15.46

Rates reflect relationship loan discount pricing.

* Financing options may vary based on vehicle mileage.

** Not all applicants will qualify for the lowest rate.

Digital Banking | Evergreen CU | Portland, South Portland, Naples, Windham (2024)

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